AR & ap Automation Software
BILL
Accounts Payable/Receivable and Expense Management Software
BILL is a payment operations solution that centralizes accounts payable (AP), accounts receivable (AR) and corporate expense management in a single platform. Designed for growing businesses, Bill.com reduces manual data entry across the full AP/AR cycle — from invoice capture and approval routing through vendor payment and cash reconciliation — giving your finance team real-time visibility into both inflows and outflows. When integrated with your ERP software, BILL extends your existing accounting workflows with automated payment processing, AI-assisted invoicing and a two-way data sync that keeps both systems aligned without duplicate entry.
Beyond automating individual tasks, Bill.com is built to connect the people involved in financial workflows. Employees, vendors, clients and partners can all participate in the same system, with permission controls that ensure only the right people will be able to view, approve or act on transactions at each stage. Your business will be able to seamlessly manage every spend before it happens, track cash flow in real time and keep all payment activity accessible from any device through the BILL mobile app for iOS and Android. The platform adheres to SOC 1 and SOC 2 Type II standards and is HIPAA compliant, with in-house payment processing that does not rely on third-party services to execute transactions.
BILL Features
Accounts Payable
BILL Accounts Payable automates the payables workflow from invoice receipt through final payment. Your finance team can import invoices via email, drag-and-drop, mobile capture or direct upload, with AI-driven data extraction reducing manual entry and flagging duplicate invoices before they are processed. Custom approval workflows route bills based on your business rules, and payments can be issued by ACH, check, virtual card, credit/debit card or international wire — all from a single interface. Key capabilities include:
- AI-driven invoice capture and duplicate detection
- Customizable approval routing
- Domestic and international payments (130+ countries, 100+ currencies)
- Same-day and overnight ACH options
- Two-way PO matching for supported ERP systems
- Automated sync with accounting software
- Time-stamped audit trails with unlimited document storage
- Mobile access for approvals and invoice capture (iOS and Android)
Accounts Receivable
BILL Accounts Receivable gives your finance team the tools they need to create, deliver and track invoices without manual follow-up. Invoice documents can be created directly in Bill.com or synced from a connected ERP, then delivered to customers by email or mail. Payment collection supports ACH, credit card and PayPal, and automated reminders reduce the need to manually chase overdue balances. Recurring invoice schedules handle subscription and contract billing with minimal ongoing input. Key capabilities include:
- Invoice creation and delivery via email or mail
- Customer payment via ACH, credit card, and PayPal
- Automated overdue payment reminders
- Recurring invoice setup for subscriptions and contracts
- Real-time visibility into invoice status and incoming payments
- Automatic sync to connected accounting software
Spend & Expense
BILL Spend & Expense (formerly Divvy) gives businesses control over corporate card spending and employee reimbursements in one place. Each employee receives a card with a pre-set spending limit, eliminating shared cards and making per-employee spend tracking immediate. Budget owners control access and limits, and all transactions appear in a live dashboard as they occur. Employees submit receipts for reimbursement through the BILL mobile app, and expenses sync automatically to accounting software. The platform carries no software licensing fee and offers cashback rebates. Key capabilities include:
- Individual corporate cards with set limits (no annual fees)
- Access credit lines from $1000 to $5,000,000
- Physical and virtual card options
- Pre-determined budget controls with real-time spend tracking
- Mobile receipt upload and reimbursement submission
- Live transaction dashboard
- Payroll system integration for employee reimbursements
- Automatic expense sync to accounting software
Security and Compliance
BILL applies multiple layers of security technology across accounts payable, payment processing, and mobile access. The platform maintains SOC 1 and SOC 2 Type II compliance under the American Institute of CPAs standard, with annual audits, and is HIPAA compliant with safeguards for electronic protected health information. Unlike other AP platforms that route payments through third-party processors, BILL handles payment processing in-house. Additional protections include:
- Data encryption and touch ID/passcode authentication on mobile
- Permission controls that restrict bill viewing, approval, and payment access by role
- Payment limits configurable at the business and individual level
- Automatic void of checks after 90 days
- Unlimited document storage with time-stamped audit trails for every transaction
Mobile
BILL’s mobile app for iOS and Android keeps finance operations accessible outside the office. AP managers can review, approve, or deny invoices with a single tap, and receive notifications for time-sensitive items without needing to log in from a desktop. Employees can capture receipts and submit reimbursements directly from the app, and payers can schedule payments for approved bills from anywhere. Key mobile capabilities include:
- Invoice capture via phone camera
- One-tap invoice review and approval
- Reimbursement submission with receipt photo upload
- Real-time payment status notifications
- Touch ID and passcode authentication across devices
Learn More About Bill.com
Accounts Payable
Accounts Receivable
BILL ERP Integrations
Acumatica
The BILL integration with Acumatica Cloud ERP supports bidirectional sync of chart of accounts, vendors, and bills, with custom general ledger field matching for branches, subaccounts, projects, items, and payment terms. Bills, vendor credits, receipts and card transactions sync into Acumatica pre-coded with the correct GL entries, reducing reconciliation work at month-end. Transactions sync daily on an automated schedule, with on-demand manual sync also available.
Sage Intacct
The Bill.com integration with Sage Intacct features an active two-way sync that keeps both systems aligned without manual reconciliation. Outward data flows includes vendors, customers, chart of accounts, departments, employees, purchase orders, projects, documents and user-defined dimensions. Inbound data flows includes bill payments, applied vendor credits, fund transfers, purchase orders, and paid bills and invoices.